T. Wicker Appraisals, Inc.

The FHA publishes a list of approved appraisers for each state - T. Wicker Appraisals, Inc. is on the roster of approved appraisers for Minnesota.  T. Wicker Appraisals, Inc. is certified and approved to do appraisal reports for FHA insured financial transactions. A portion of the periodic training our staff at T. Wicker Appraisals, Inc. receives deals exclusively with decoding the FHA's documentation and their rules and procedures.

Contact us today if you need to get an appraisal done on an FHA-insured loan.

If your loan is FHA insured, that means that it has been secured by the FHA, which is underneath the United States Department of Housing and Urban Development (HUD). The lending organization provides all the funds being borrowed - the FHA simply backs the loan through mortgage insurance in case the borrower does not pay off his or her loan. Low-income and moderate-income borrowers benefit the most from FHA-insured loan programs. The purpose of the Federal Housing Administration is to help credit-worthy consumers get approved for mortgages that they otherwise would not. Remember, the FHA deviates from the VA appraiser panel in that the lender can pick the appraiser.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. The loan programs that the FHA provides are extremely useful to consumers with minimal starting income.

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T. Wicker Appraisals, Inc. 11479 Rich Valley Boulevard Inver Grove Heights, MN 55077
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